Privacy Policy

Information We Collect

When you create an account and use Plan to Compound, we collect:

• Account information — your email address and name (whether you sign up with email, Sign in with Apple, or Sign in with Google).
• Financial figures you enter — the goals, income, expenses, assets, and debts you type in so the app can calculate projections. These are amounts you choose to provide; we do not connect to your bank or brokerage and do not collect your account numbers or login credentials.
• Subscription information — if you subscribe to Premium, we receive your purchase status through the App Store and our subscription provider. We never see your card details or Apple ID password.
• Identifiers and usage data — an account identifier that links your data and subscription, and basic usage information needed to operate and secure the app.

How We Use Your Information

• To provide and maintain our educational platform, including saving your goals and generating educational guidance
• To manage your account and Premium subscription
• To communicate with you about our services
• To improve our educational tools and content
• To ensure platform security and prevent misuse

We do not sell your personal information, and we do not use it for third-party advertising or cross-app tracking.

Data Protection

We implement appropriate security measures to protect your personal information. However, no method of transmission over the internet is 100% secure.

Third-Party Services

We rely on a small number of trusted providers, each governed by its own privacy policy:

• OpenAI — when you use the AI Educator, the text you enter (such as your goal description) is sent to OpenAI to generate an educational response. Please avoid entering sensitive personal information you would not want processed by a third party. See OpenAI's privacy policy.
• Apple & RevenueCat — process and track your Premium subscription. Payment is handled entirely by Apple; we never receive your card or Apple ID credentials.
• Sign in with Apple / Google — if you choose them, they authenticate you and share your email and name with us. We never receive your password.

Your Rights

You have the right to access, update, or delete your personal information. You can permanently delete your account and all associated data at any time from within the app (Account → Delete account), or by emailing us at support@plantocompound.com. Deletion is irreversible.

Changes to This Policy

We may update this privacy policy from time to time. Changes will be posted on this page with an updated date.

Cookies

We use essential cookies only. These are small files stored on your device solely to keep you signed in and the platform working correctly during your session. We do not use advertising, tracking, or analytics cookies. Essential cookies cannot be disabled as they are required for authentication. You can clear them at any time through your browser settings, which will sign you out of your account.